Payment Option Arm Calculator

¹ The low initial Minimum Monthly Payment is calculated based on the low initial start rate. Rates are for calculation purposes only, please call your loan officer for rate quotes.

² Paying the Minimum Monthly Payment will result in deferred interest, which will be added to the principal balance and increase your loan amount. This is called negative amortization. For the first 5 years the minimum payment will increase 7.5% over the previous year.

³ The Monthly Savings is calculated using the current Index + Margin. Rate increases or decreases are not computed. Monthly Savings compares the 30 Year Payment to the Minimum Payment.

⁴ The Effective Interest Rate is the rate the Lender charges each month. It is equal to the Index Rate + Margin. The Index + Margin yield may change each month as the Index rate changes.

First Financial Corporation - 3200 Sixth Avenue - San Diego, CA 92103
Phone: 1-800-315-7791 Fax: 1-800-215-0217

:: Credit Card Center :: Auto Loan Center :: Business Credit :: Emergency Loan :: Free Credit Report :: Internet Banking :: Low Credit Score :: Mortgage Division :: Personal Loan :: Student Credit :: All Services :: Loan Modification :: Debt Relief :: Contact Us :: Careers :: Privacy Policy :: Disclosures :: Affiliates ::

Established 1912

First Financial ® & First Financial Online ® are registered trademarks. All rights associated with the federal trademarks, URLs, traffic, marketing, advertising, and use in commerce are the exclusive rights of First Financial Com. Any use of our property is strictly prohibited without the express written consent of First Financial .Com, d.b.a. First Financial ®, a California Corporation.

Payment Option ARM Calculator