What are the requirements for an auto loan at First Financial?

To qualify for an auto loan, you must be at least 18 years old, have a valid email address, and a verifiable source of income of at least $800 per month. No minimum credit score is required to apply.

Does First Financial offer personal loans for bad credit?

Yes. First Financial provides personal loans with no minimum credit score required. Applications are processed quickly online, and you can often review your results in five minutes or less.

How quickly can I get a cash advance?

Cash advance offers are available 24/7 through our online request form. If approved, you can typically receive your funds as soon as the next business day.

Can I apply for merchant services if I have a high-risk business?

Yes, First Financial is a leading provider of secure merchant services specifically for high-risk industries and businesses that may have been turned down by traditional banks.

Home > Contact Us

Contact: First Financial® | Official Site

Whether you have questions about merchant services, auto financing, or our 30-year heritage, our San Diego-based specialists are ready to assist.

⚠️ IMPORTANT: Identifying Your Transactions

Please be advised that First Financial® will never request upfront payment for any of our services. Furthermore, we do not solicit personal or sensitive information via telephone, email, or text message. For your security, all service applications must be submitted exclusively through our official website at www.firstfinancial.com.

All transactions from First Financial® will appear as “NPPS – Nations Payment Processing Services” on your bank statement, credit report, or payoff documents.

If any other name is listed, the transaction did not originate from First Financial®. Please contact your specific loan servicer or bank directly for information regarding liens, payoffs, or unauthorized charges.

Solutions Built on 30 Years of Integrity

Contact: First Financial® |Official Site

Use this form for general inquiries only. Never submit sensitive banking data here.

Corporate Headquarters

First Financial® | Official Site
2305 Historic Decatur Road Suite 100
San Diego, California 92106

Main Line: 1-800-315-7791 | Fax Line: 1-800-215-0217
Email: customerservice@firstfinancial.com