What are the requirements for an auto loan at First Financial?

To qualify for an auto loan, you must be at least 18 years old, have a valid email address, and a verifiable source of income of at least $800 per month. No minimum credit score is required to apply.

Does First Financial offer personal loans for bad credit?

Yes. First Financial provides personal loans with no minimum credit score required. Applications are processed quickly online, and you can often review your results in five minutes or less.

How quickly can I get a cash advance?

Cash advance offers are available 24/7 through our online request form. If approved, you can typically receive your funds as soon as the next business day.

Can I apply for merchant services if I have a high-risk business?

Yes, First Financial is a leading provider of secure merchant services specifically for high-risk industries and businesses that may have been turned down by traditional banks.

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Official First Financial Heritage Seal - Est. 1995 - USPTO Reg. No. 3532314

First Financial® Media Relations | Established 1995

Latest News & Announcements

March 2026 | Official Release

First Financial Highlights 30 Years of Trademark Use and Federal Registration

San Diego-based entrepreneur Kenneth Vern Bolam marks a significant milestone, celebrating three decades of priority use for the standalone First Financial® trademark and the legacy of firstfinancial.com.

Read Full Release at PR.com

Corporate Authority

Since 1995, First Financial has operated as a senior trademark holder in the financial services sector. Our federal registration (USPTO No. 3532314) serves as a hallmark of our long-standing commitment to integrity and “acquired distinctiveness” in the digital marketplace.

Media Inquiries

For interviews, high-resolution brand assets, or historical data regarding the First Financial® trademark:

Kenneth Vern Bolam

President, Bolam Enterprises Inc.

Contact Media Relations

Heritage Stats

?️ Reg No: 3532314
? Est: November 24, 1995
? Rating: A+ (Better Business Bureau)