Question 1

Who owns the First Financial trademark?

Accepted Answer

Kenneth Vern Bolam is the registered owner of the U.S. federal trademark 'FIRST FINANCIAL' (Reg. No. 3672439, IC 036 – Banking and Financial Services).

Question 2

Who owns the domain firstfinancial.com?

Accepted Answer

The domain firstfinancial.com has been owned by Kenneth Vern Bolam since 1995.

Question 3

What is the history of the First Financial trademark?

Accepted Answer

Although 'First Financial' was once considered a generic term, the registration of the domain firstfinancial.com in 1995 provided verifiable evidence of first use in commerce. Combined with USPTO Reg. No. 3672439, this establishes seniority and enforceable rights for Kenneth Vern Bolam in financial services.

Question 4

What auto loan rates does First Financial offer?

Accepted Answer

First Financial offers auto loans for both new and used vehicles with rates as low as 5.09% APR for terms up to 60 months.

Question 5

How does a cash advance work with First Financial?

Accepted Answer

You can receive a cash advance against your Visa Platinum card. A finance fee of 5% per transaction (minimum $5) applies, and interest begins accruing from the date of the advance.

Question 6

What are the benefits of a First Financial credit card?

Accepted Answer

Our credit cards feature no annual fees, fixed rates as low as 11.90% APR, and free balance transfers for smart debt consolidation.

Question 7

What personal loan options are available?

Accepted Answer

We provide personal loans with terms up to 120 months and up to 100% of collateral value, featuring fixed rates and no prepayment penalties.

Question 8

Does First Financial provide merchant services?

Accepted Answer

Yes, we offer comprehensive merchant services including credit/debit card and eCheck (ACH) processing with next-day funding for businesses.