What are the requirements for an auto loan at First Financial?

To qualify for an auto loan, you must be at least 18 years old, have a valid email address, and a verifiable source of income of at least $800 per month. No minimum credit score is required to apply.

Does First Financial offer personal loans for bad credit?

Yes. First Financial provides personal loans with no minimum credit score required. Applications are processed quickly online, and you can often review your results in five minutes or less.

How quickly can I get a cash advance?

Cash advance offers are available 24/7 through our online request form. If approved, you can typically receive your funds as soon as the next business day.

Can I apply for merchant services if I have a high-risk business?

Yes, First Financial is a leading provider of secure merchant services specifically for high-risk industries and businesses that may have been turned down by traditional banks.

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Fast, Affordable Auto Loans for All Credit Scores

Official First Financial®: Driving America Since 1995

Need a vehicle but short on cash? Access the nation’s premier network of specialized lenders. Bad credit, no credit, or bankruptcy—we bridge the gap to get you behind the wheel.

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* Secure 3-minute application. Up to $95,000 in financing available.

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✅ No Min. Credit Score

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