What are the requirements for an auto loan at First Financial?

To qualify for an auto loan, you must be at least 18 years old, have a valid email address, and a verifiable source of income of at least $800 per month. No minimum credit score is required to apply.

Does First Financial offer personal loans for bad credit?

Yes. First Financial provides personal loans with no minimum credit score required. Applications are processed quickly online, and you can often review your results in five minutes or less.

How quickly can I get a cash advance?

Cash advance offers are available 24/7 through our online request form. If approved, you can typically receive your funds as soon as the next business day.

Can I apply for merchant services if I have a high-risk business?

Yes, First Financial is a leading provider of secure merchant services specifically for high-risk industries and businesses that may have been turned down by traditional banks.

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⚠️ IMPORTANT: Identifying Your Transactions

Please be advised that First Financial® will never request upfront payment for any of our services. Furthermore, we do not solicit personal or sensitive information via telephone, email, or text message. For your security, all service applications must be submitted exclusively through our official website at www.firstfinancial.com.

All transactions from First Financial® will appear as “NPPS – Nations Payment Processing Services” on your bank statement, credit report, or payoff documents.

If any other name is listed, the transaction did not originate from First Financial®. Please contact your specific loan servicer or bank directly for information regarding liens, payoffs, or unauthorized charges.

Your Security is Our Number One Priority

As the senior trademark holder of First Financial® since 1995, we are committed to protecting our customers from fraud. Please be advised of our strict security protocols:

No Upfront Fees We will NEVER ask for money upfront, insurance fees, or processing fees.

No Phone/Email Apps Applications are ONLY accepted through our secure official website.

No Solicitations We do not use direct mail, text, or phone calls to solicit our services.

Helpful Resources & Quick Links

Frequently Asked Questions →

Returning Customers →

Fraud Prevention Guide →

Lender Qualifications →

Lost Your Card →

Webmail Login →

Careers →

Security Center →

Unsubscribe →

Report Cyber Crime →

About Our 1995 Seniority →

Official Blog →

Frequently Asked Questions (FAQ)

How do I get a loan payoff?

First Financial® is not a loan servicer. You must contact your specific lender or servicer directly. If you see a charge from us, it will always be labeled NPPS – Nations Payment Processing Services.

Why did First Financial take money from my account?

We do not perform unauthorized debits or credits. If you see our name on an unauthorized charge, please contact your bank immediately to initiate a fraud dispute. Ensure the charge is labeled as NPPS; if not, it is not from us.

I received a call about a loan approval. Is it legitimate?

No. First Financial® will NEVER offer loan approvals via phone, email, or text. We do not ask for Social Security numbers or bank info over the phone. All legitimate applications must be started at www.firstfinancial.com.

Someone claiming to be from First Financial® keeps calling me.

We do not engage in phone solicitation. Do not provide any financial data. Report these calls to the FBI Cyber Crime link above. Remember: The Official First Financial® only operates through our secure website.

Contact: First Financial® |Official Site

Use this form for general inquiries only. Never submit sensitive banking data here.

First Financial® | Corporate Headquarters

Address: 2305 Historic Decatur Road Suite 100, San Diego, California 92106

Email: customerservice@firstfinancial.com Main: 1-800-315-7791 | Fax: 1-800-215-0217

A+ Rated by the Better Business Bureau.
Senior Trademark Holder USPTO Reg. No. 3532314.
Protecting consumers and merchants since 1995.