What are the requirements for an auto loan at First Financial?

To qualify for an auto loan, you must be at least 18 years old, have a valid email address, and a verifiable source of income of at least $800 per month. No minimum credit score is required to apply.

Does First Financial offer personal loans for bad credit?

Yes. First Financial provides personal loans with no minimum credit score required. Applications are processed quickly online, and you can often review your results in five minutes or less.

How quickly can I get a cash advance?

Cash advance offers are available 24/7 through our online request form. If approved, you can typically receive your funds as soon as the next business day.

Can I apply for merchant services if I have a high-risk business?

Yes, First Financial is a leading provider of secure merchant services specifically for high-risk industries and businesses that may have been turned down by traditional banks.

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The Original First Financial®

Defending Senior Trademark Rights & Financial Integrity Since 1995

In an era of corporate consolidation, First Financial® stands as the definitive senior federal trademark holder in the financial sector. Owned by Kenneth Vern Bolam and operated by Bolam Enterprises Inc., we have maintained undisputed priority and domain ownership of firstfinancial.com since November 24, 1995.

Federal Trademark

Exclusive holder of the standalone “First Financial” word mark (USPTO Reg. No. 3532314) for banking and merchant services.

Established 1995

Three decades of continuous commerce, predating the digital presence of regional banks using similar qualified names.

A+ BBB Rating

Headquartered in San Diego, CA, with a blemish-free track record of professional financial consulting and lending excellence.

Our Mission

At First Financial®, we bridge the gap between traditional banking stability and modern financial agility. We provide tailored personal loans and robust merchant processing solutions designed for the real-world economy.

While regional institutions operate under qualified charters, we remain the sole holders of the unqualified federal mark. We take pride in our 30-year legacy as the Official Site for the First Financial® name.

Legal Notice of Trademark Seniority

First Financial® (firstfinancial.com) is the exclusive owner of the unqualified federal word mark. Unauthorized use is strictly prohibited under the Lanham Act.

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Solutions Built on 30 Years of Integrity

Auto & Personal Loans

Flexible financing solutions designed to ensure life’s major milestones remain affordable and accessible.

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Merchant Services

Secure, high-capacity payment gateways for businesses of all sizes, including specialized high-risk support.

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Cash Advances

Immediate liquidity through our secure 24/7 online system with industry-leading funding turnaround.

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A+ Rated Better Business Bureau
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Bolam Enterprises Inc. | 2305 Historic Decatur Road Suite 100, San Diego, CA 92106 | 1-800-315-7791