What are the requirements for an auto loan at First Financial?

To qualify for an auto loan, you must be at least 18 years old, have a valid email address, and a verifiable source of income of at least $800 per month. No minimum credit score is required to apply.

Does First Financial offer personal loans for bad credit?

Yes. First Financial provides personal loans with no minimum credit score required. Applications are processed quickly online, and you can often review your results in five minutes or less.

How quickly can I get a cash advance?

Cash advance offers are available 24/7 through our online request form. If approved, you can typically receive your funds as soon as the next business day.

Can I apply for merchant services if I have a high-risk business?

Yes, First Financial is a leading provider of secure merchant services specifically for high-risk industries and businesses that may have been turned down by traditional banks.

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Cyber security online and information network protection lock - Official First Financial USPTO Reg. No. 3532314 — Defending Your Financial Future Since 1995.

Security: Protecting Your Financial Future

Official First Financial®: Speed and Security Working Together

In today’s fast-paced world, speed often comes at the cost of security.
Official First Financial® provides the tools and knowledge to help you defend against modern fraud, from ATM skimming to sophisticated phishing scams.

* Senior Trademarked Authority since 1995. USPTO Reg. No. 3532314

How to Protect Your Card from ATM Skimming

Theft from ATM skimming is approaching $1 billion annually. Criminals attach devices to machines to copy your card number, magnetic strip data, and even your PIN.

Inspect the Machine

Look for out-of-place parts, loose card slots, or mismatched colors. If anything looks suspicious, do not use the ATM.

Recognize Devices

Many skimmers use two-sided tape. Be wary of brochure racks or mirrors near the keypad, which may hide wireless cameras.

Protect Your PIN

Always cover the keypad with your hand when entering your PIN. If your card isn’t returned, contact your bank immediately.

What is Identity Theft?

Identity theft occurs when someone uses your personal information to steal from accounts or open fraudulent credit lines. Recent data shows over 7 million victims annually.

How to Prevent Identity Theft

✔ Monitor all statements consistently.
✔ Review your credit report once a year.
✔ Shred all documents with personal info.
✔ Never carry your SSN card in your wallet.
✔ Report lost or stolen cards immediately.

Suspected Victim? Take These 3 Steps:

Place a Fraud Alert: Contact one of the three major credit bureaus (Equifax, Experian, or TransUnion) to place a 90-day alert on your file.
Notify Creditors: Close any accounts that have been tampered with or opened fraudulently.
File a Report: Call local law enforcement and file a complaint with the FTC at www.ftc.gov or (877) ID-THEFT.

Phishing Alerts

Phishing is a high-tech scam where emails urgently request account updates to obtain your data. First Financial® will never ask for your bank information or SSN over the phone or by email.

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