Get what you want now and pay for it over time.

Merchandise cards offer you a convenient way of getting the products you need, when you need them. These cards are affiliated with hundreds of name brands. They are looking to make it easy to get their products into consumer hands. 

The range of vendors associated with merchandise cards make qualification easier.  When other credit card issuers turn you down for credit. Turning to a merchandise card can get you the items you want while giving you the option to pay over time. Most merchandise cards have affiliations with thousands of your favorite big brands. 

Because merchandise cards report to the credit bureaus, paying your balances on time will raise your credit score. At the same time, they do not provide the option to buy from any vendor.

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First Financial will never contact you to send money upfront for any reason. We will never ask for your bank account information, social security number over the phone or by email. We ask you to complete all information required on the form.  All request forms must be completed online at our website and do not offer phone or email applications. First Financial does not contact you with any direct mail. In addition we do not do email, text or phone solicitation for any service that we offer. We will never offer to deposit money into your bank account. Then they ask you to take a portion of the money out and send it to us on a prepaid debit card. Report Cyber Crime