What are the requirements for an auto loan at First Financial?

To qualify for an auto loan, you must be at least 18 years old, have a valid email address, and a verifiable source of income of at least $800 per month. No minimum credit score is required to apply.

Does First Financial offer personal loans for bad credit?

Yes. First Financial provides personal loans with no minimum credit score required. Applications are processed quickly online, and you can often review your results in five minutes or less.

How quickly can I get a cash advance?

Cash advance offers are available 24/7 through our online request form. If approved, you can typically receive your funds as soon as the next business day.

Can I apply for merchant services if I have a high-risk business?

Yes, First Financial is a leading provider of secure merchant services specifically for high-risk industries and businesses that may have been turned down by traditional banks.

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Merchandise Credit Solutions

Get What You Need Now—Build Your Future Since 1995

Unlock convenient access to hundreds of name brands with flexible payment options. Since 1995, First Financial® has provided the senior trademarked expertise to help you shop with confidence and integrity.

Accessible Credit & Credit Growth

Merchandise cards offer a unique way to get the products you need when traditional credit issuers might turn you down. With affiliations across thousands of your favorite big brands, these cards make qualification easier while giving you the option to pay over time.

Because these cards report to the credit bureaus, paying your balances on time is a strategic move to raise your credit score. Trust the 30-year legacy of First Financial to guide you toward tools that support your “whole and complete” financial health.

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Merchandise Credit Solutions - Accessible Shopping Power

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Your Safety and Security is Our Priority

Senior Trademark Alert: First Financial® (Bolam Enterprises Inc.) maintains an A+ BBB rating by protecting our clients. We will never ask for money upfront, insurance, or processing fees. All request forms must be completed securely on our official website. We do not engage in phone or email solicitation.

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