What are the requirements for an auto loan at First Financial?

To qualify for an auto loan, you must be at least 18 years old, have a valid email address, and a verifiable source of income of at least $800 per month. No minimum credit score is required to apply.

Does First Financial offer personal loans for bad credit?

Yes. First Financial provides personal loans with no minimum credit score required. Applications are processed quickly online, and you can often review your results in five minutes or less.

How quickly can I get a cash advance?

Cash advance offers are available 24/7 through our online request form. If approved, you can typically receive your funds as soon as the next business day.

Can I apply for merchant services if I have a high-risk business?

Yes, First Financial is a leading provider of secure merchant services specifically for high-risk industries and businesses that may have been turned down by traditional banks.

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Secured Credit Card Offers

A Proven Path to Financial Freedom Since 1995

Whether you are a student or starting fresh, First Financial® provides the senior trademarked expertise to help you build an impressive credit score from the ground up.

From Necessity to Opportunity

In today’s world, a credit card is a necessity for everyday tasks—from travel reservations to secure online shopping. For those with little or poor credit, a secured card is the most powerful tool for transformation.

By using a secured card responsibly, you demonstrate your reliability to lenders. Over time, this path leads to traditional credit and the **lowest mortgage and auto rates**, saving you significant money. Trust our 30-year legacy to guide you.

Review featured cards from our partners below: Advertising Disclosure

Secured Credit Card Offers - Building Your Financial Future

Top-Rated Secured Offers

Your Safety and Security is Our Priority

Safe Haven Alert: First Financial® (Bolam Enterprises Inc.) will never solicit money via text or phone. We will never ask you to send funds on a prepaid debit card. Our A+ BBB rating is built on 30 years of protecting our clients’ interests. Apply only through this official portal.

Resources: Report Cyber Crime | Need a Cash Advance Loan?