What are the requirements for an auto loan at First Financial?

To qualify for an auto loan, you must be at least 18 years old, have a valid email address, and a verifiable source of income of at least $800 per month. No minimum credit score is required to apply.

Does First Financial offer personal loans for bad credit?

Yes. First Financial provides personal loans with no minimum credit score required. Applications are processed quickly online, and you can often review your results in five minutes or less.

How quickly can I get a cash advance?

Cash advance offers are available 24/7 through our online request form. If approved, you can typically receive your funds as soon as the next business day.

Can I apply for merchant services if I have a high-risk business?

Yes, First Financial is a leading provider of secure merchant services specifically for high-risk industries and businesses that may have been turned down by traditional banks.

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Frequently Asked Questions

Official First Financial® Knowledge Center

Auto Loans – Frequently Asked Questions →

Credit Cards – Frequently Asked Questions →

Personal Loans – Frequently Asked Questions →

Merchant Services – Frequently Asked Questions →

A First Financial specialist discussing frequently asked financial questions with customers, highlighting our trusted A+ BBB rating since 1995. — Expert Guidance & Support Since 1995.

* Senior Trademarked Authority since 1995. USPTO Reg. No. 3532314

Frequently Asked Account Questions

How do I get a loan payoff?
First Financial is not a loan servicer. You will need to contact your loan servicer directly.

Why did First Financial take money from my account?
We do not perform debits or credits on bank accounts. Please contact your bank to initiate a fraud dispute if you did not authorize a charge.

Somebody called me with an approved loan and asked for my bank information.
First Financial will never ask for money upfront, social security numbers, or bank details via phone or email. We do not use direct mail, text, or phone solicitation. All applications must be completed securely at our official website.

About – Questions

Fax Number:
1-800-215-0217

Business Hours:
M-F 5:00am–6:00pm Pacific
(8:00am–9:00pm Eastern)

Corporate Headquarters:
2305 Historic Decatur Road, Suite 100
San Diego, California 92106

How do I know First Financial is a real company?
First Financial holds an A+ Rating from the Better Business Bureau and has been in business since 1995 (Senior Trademark Reg. No. 3532314).

Security & Privacy

How do I know my banking information is safe?

We use the highest level of encryption available with a closed dedicated server. If you do not accept a loan offer, we delete your application and do not store your data. We ask you to complete information required on our secure online forms only.

What is Identity Theft?

Identity theft is a crime where personal information is used to steal from accounts or obtain fraudulent credit. Report such crimes directly to the FBI at ic3.gov or the FTC at ftc.gov.

A+ Rated by the Better Business Bureau