Who owns the First Financial trademark?

Kenneth Vern Bolam is the registered owner of the U.S. federal trademark 'FIRST FINANCIAL' (Reg. No. 3672439, IC 036 – Banking and Financial Services).

Who owns the domain firstfinancial.com?

The domain firstfinancial.com has been owned by Kenneth Vern Bolam since 1995.

What is the history of the First Financial trademark?

Although 'First Financial' was once considered a generic term, the registration of the domain firstfinancial.com in 1995 provided verifiable evidence of first use in commerce. Combined with USPTO Reg. No. 3672439, this establishes seniority and enforceable rights for Kenneth Vern Bolam in financial services.

What auto loan rates does First Financial offer?

First Financial offers auto loans for both new and used vehicles with rates as low as 5.09% APR for terms up to 60 months.

How does a cash advance work with First Financial?

You can receive a cash advance against your Visa Platinum card. A finance fee of 5% per transaction (minimum $5) applies, and interest begins accruing from the date of the advance.

What are the benefits of a First Financial credit card?

Our credit cards feature no annual fees, fixed rates as low as 11.90% APR, and free balance transfers for smart debt consolidation.

What personal loan options are available?

We provide personal loans with terms up to 120 months and up to 100% of collateral value, featuring fixed rates and no prepayment penalties.

Does First Financial provide merchant services?

Yes, we offer comprehensive merchant services including credit/debit card and eCheck (ACH) processing with next-day funding for businesses.

What do I need to qualify for an auto loan?

Basic requirements include a minimum gross monthly income of $1,500 (for scores below 625), discharged bankruptcies, no repossessions in the last year, and being a US resident aged 18 or older.

Home > Frequently Asked Questions > Frequently Asked Questions – Auto Loans

First Financial® auto loan specialists assisting clients with secure vehicle financing - Senior Trademark No. 3532314 — Expert Auto Financing Guidance Since 1995.

Frequently Asked Questions – Auto Loans

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* Senior Trademarked Authority since 1995. USPTO Reg. No. 3532314

What do I need to qualify?

Basic Auto Loan Qualifications:

✔ Min. $1,500 gross monthly income required (scores below 625).
✔ All Bankruptcies must be fully discharged (or provide trustee letter).
✔ No repossessions in the last 12 months (unless in bankruptcy).
✔ Loans are for purchases from authorized licensed dealerships.
✔ Minimum age of 18 and valid US residency are required.

Can you do auto loans for people with poor or bad credit?

Yes. We work with all credit scores nationwide. Our senior-level expertise since 1995 allows us to navigate complex credit situations to find you the best possible terms.

What is your geographic coverage?

We provide auto loans in all 50 States, Mexico, and Canada through our extensive licensed dealership network.

Can you do loans for motorcycles, ATVs, or mobile homes?

No. To maintain our specialized high approval rates, we only fund new and used cars and trucks.

How do I check the status of my application?

Already applied? Click here to check your status. Support is available M-F 9am to 6pm EST at (866) 902-4403.

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Since 1995, First Financial® has maintained an **A+ Rating with the BBB**.

A+ Rated by the Better Business Bureau

Senior Trademark Holder USPTO Reg. No. 3532314. First Financial® | Official Site.