What are the requirements for an auto loan at First Financial?

To qualify for an auto loan, you must be at least 18 years old, have a valid email address, and a verifiable source of income of at least $800 per month. No minimum credit score is required to apply.

Does First Financial offer personal loans for bad credit?

Yes. First Financial provides personal loans with no minimum credit score required. Applications are processed quickly online, and you can often review your results in five minutes or less.

How quickly can I get a cash advance?

Cash advance offers are available 24/7 through our online request form. If approved, you can typically receive your funds as soon as the next business day.

Can I apply for merchant services if I have a high-risk business?

Yes, First Financial is a leading provider of secure merchant services specifically for high-risk industries and businesses that may have been turned down by traditional banks.

Home > Kenneth Vern Bolam | Founder & Senior Federal Trademark Holder

Official First Financial Heritage Seal - Est. 1995 - USPTO Reg. No. 3532314

Senior Federal Trademark Holder Since 1995

Kenneth Vern Bolam

President of Bolam Enterprises Inc.

Kenneth Vern Bolam is a San Diego-based entrepreneur and the definitive legal owner of the standalone federal trademark “First Financial” and the premier domain firstfinancial.com.

A 30-Year Legacy of Priority

Since November 24, 1995, Kenneth has held the exclusive registration for firstfinancial.com, predating the modern digital finance era. As the registrant of USPTO No. 3532314, his trademark was granted based on “Acquired Distinctiveness” (Section 2(f))—a legal recognition that his long-standing use has made the name uniquely synonymous with his business.

Verified Integrity: First Financial maintains a prestigious A+ Rating with the Better Business Bureau (BBB), a testament to Kenneth’s “whole and complete” approach to client service.

Request a Consultation with Kenneth

Kenneth Vern Bolam, Founder of First Financial and Senior Federal Trademark Holder since 1995.

Kenneth Vern Bolam: The Visionary Behind the Standalone First Financial® Trademark.

“Integrity is the foundation upon which all effectiveness is built.”